If you’ve ever wondered how to find foreclosure homes in Bexar County, you’re not alone. Many homeowners and buyers are curious about how the process works, and where to actually find accurate information about homes that might be heading toward foreclosure.

I work in the San Antonio market and often use the Bexar County Clerk’s public records to track properties moving through the foreclosure process. Below, I’ll walk you through how foreclosures work in Texas, where to find listings, and what you need to know if you’re exploring this side of the real estate market.

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Understanding the Foreclosure Process in Texas

Texas uses what’s called a non-judicial foreclosure process, meaning the lender doesn’t have to go to court to foreclose. Instead, a trustee handles the process outlined in the property’s Deed of Trust.

Here’s a simplified version of what happens:

1. The lender sends a Notice of Default and then a Notice of Sale to the borrower.
2. The Notice of Sale is filed with the Bexar County Clerk’s office and posted publicly at least 21 days before the auction date.
3. Foreclosure auctions take place on the first Tuesday of each month at the Bexar County Courthouse.

💰 How Foreclosure Auctions Work (and Why They Require Cash)

Foreclosure auctions in Texas are cash-only sales. Buyers must pay the entire purchase price immediately or within hours – usually by cashier’s check or certified funds.

Because mortgage loans take time to close, buyers who need financing can’t typically purchase directly at auction. However, once a property doesn’t sell and becomes bank-owned (also called REO), it’s often re-listed and can be purchased later with a traditional mortgage.

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How I Track Foreclosure Notices in Bexar County

I use the Bexar County Clerk’s online public records to see where homes are in the foreclosure process.

If a property doesn’t appear in the Clerk’s database, it hasn’t been officially notified of a foreclosure sale. Once it does appear, that means a Notice of Trustee’s Sale has been filed – and that’s the key signal that a property is in the official foreclosure period.

Seeing that filing gives me a better sense of timing – specifically, when the property might become available later as a bank-owned home if it doesn’t sell at auction.

You can also explore the Bexar County Foreclosure Map to see which properties are scheduled, postponed, or sold.

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Step-by-Step: How to Check Foreclosure Notices

If you’d like to see these public notices yourself, here’s how to do it:

Option 1: Bexar County Clerk’s Online Records

1. Go to 👉 https://bexar.tx.publicsearch.us/
2. Select “Foreclosures” under “Document Type.”
3. Use the search bar to look up by subdivision name, ZIP code, or street address.
4. Open each record to view the Notice of Trustee’s Sale – it lists the property address, auction date, and trustee contact.

Option 2: Bexar County Foreclosure Map

1. Visit 👉 https://maps.bexar.org/foreclosures/
2. Zoom into any neighborhood or ZIP code in Bexar County.
3. Click each icon on the map to view Mortgage Foreclosures or Tax Foreclosures with links to the corresponding public notice.
4. The map will show if a property is scheduled, postponed, or already sold.

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Finding Foreclosed and Bank-Owned Properties

If a property doesn’t sell at auction, it becomes the bank’s property and may later appear as a bank-owned (REO) listing. These homes can usually be financed with a traditional mortgage.

You can find these types of listings on:

• MLS, Realtor.com, and Zillow – Many REO properties are listed by real estate agents.
• Bexar County Clerk’s Foreclosure Notices – Updated monthly here: View Notices
• HUD Home Store – https://www.hudhomestore.gov/
• Fannie Mae HomePath – https://www.homepath.com/

Want to stay updated on new listings? See my San Antonio Home Search page.

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What to Keep in Mind

• Condition: Foreclosed properties are typically sold as-is. It’s smart to budget for repairs or inspections.
• Timing: Just because a home has a notice doesn’t mean it’s for sale yet – the homeowner may still sell, catch up on payments, or resolve the loan.
• Financing: Bank-owned homes can often be purchased with standard loans, but auction properties require full cash payment.
• Updates: Notices refresh monthly, so check back regularly for changes.

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Final Thoughts

Foreclosures can be an opportunity for the right buyer, but timing and due diligence are key. If you’re curious about a specific property or want help interpreting the county records, I can help you understand where a home stands in the process and what might come next.

If you have questions about foreclosure properties or local market trends, feel free to contact me anytime.

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ℹ️ Disclaimer

This information is provided for educational purposes only and should not be considered legal or financial advice. Property data changes frequently – always verify details through official Bexar County records before making real estate decisions.